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Sureligence

Insurance intelligence for markets, regulation, companies, and risk.

Company profile

SCOR

TypeListed global reinsurer groupHeadquarters / anchor marketFranceLinesLife and healthProperty and casualtyReinsuranceThemesCompany referencesInsurance groupsSource reviewLast reviewed

SCOR SE is both the listed parent and the central legal name of a global reinsurance group. Its P&C and Life & Health businesses have different risk durations and performance measures, while the parent-company and consolidated accounts cover different perimeters.

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Company at a glance

  • Headquarters: Paris, France
  • Listed/legal parent: SCOR SE, listed in Paris
  • Core insurance businesses: property-and-casualty reinsurance; life-and-health reinsurance; insurance-linked and investment activity
  • Main markets: global reinsurance markets
  • Reporting currency: EUR
  • Financial year-end: 31 December
  • Regulatory context: French and EU Solvency II supervision for the stated group and undertaking scopes

Business and operating structure

SCOR operates through reinsurance entities and branches across major global markets. The group presentation separates P&C and Life & Health, supported by investment activity and central functions. A business division describes management responsibility; the contract counterparty remains the named SCOR insurer or branch.

Key insurance activities

P&C reinsurance spans treaty, facultative and specialty risks, including catastrophe-exposed portfolios. Life & Health covers mortality, longevity, health and financial-solutions risks. Renewal commentary describes a defined placement period and should not be treated as a permanent measure of available market capacity.

Scale and current reporting context

SCOR reports in euros for the calendar year. Its 2025 Universal Registration Document is the current audited source for insurance revenue, reinsurance service result, investments and group capital. P&C combined ratios and life reinsurance service measures have different denominators and economic horizons.

Legal-entity, brand and subsidiary distinctions

SCOR SE parent accounts are narrower than the consolidated group. SCOR Global P&C and SCOR Global Life are commercial or organisational identities within the group, not permission to move every figure between legal entities. Branch and subsidiary ratings remain attributable to the named obligor.

Capital, ratings and regulatory context

The SFCR identifies the Solvency II perimeter, valuation date and model basis. Group solvency does not establish a solo subsidiary position. Reinsurer comparisons require consistent reserve discounting, retrocession, catastrophe experience, currency and life-versus-P&C mix.

What matters when comparing SCOR

For SCOR, comparison turns on P&C versus life reinsurance duration, retrocession and the exact solvency perimeter.

Related intelligence

Sources and methodology

  • Annual report/regulated filing — SCOR; FY2025 URD filed 2026-03-13 under AMF number 26-0090; SCOR SE and consolidated group as defined in the filing.
  • Full-year results — SCOR; FY2025/Q4 2025; SCOR group.
  • Ratings — SCOR; Current ratings table, including 2025/2026 actions; SCOR SE and explicitly named core operating subsidiaries.
  • Solvency/SFCR — SCOR; 31 Dec 2025; SCOR Group and SCOR SE as labeled.
  • Exchange/listing — Euronext; Current listing; SCOR SE, ISIN FR0010411983, Euronext Paris.