Intact Financial reports a Canadian parent with insurance operations across Canada, the United Kingdom and Ireland, and the United States. Management segments, acquired businesses and regulated underwriting companies do not share one currency or solo-capital basis.
What to read first
The 2025 annual report is the consolidated reference point. Results releases explain the current operating view, ratings material identifies specific insurers, and regulatory or exchange records establish the legal company and listed-parent context.
Reporting perimeter and reporting period
Intact reports consolidated figures in CAD for a calendar year, while UK and U.S. businesses generate local-currency records. A regional segment can contain several underwriting entities, and an insurer's capital test remains local to that undertaking.
Official sources and what they establish
Annual-report availability
- Publisher: Intact Financial Corporation
- Period: FY2025
- Scope: Intact Financial Corporation consolidated
Confirms publication of the 2025 Annual Report and describes approximately 32,000 employees and about CAD 25 billion of annual operating direct premiums written.
Full-year results
- Publisher: Intact Financial Corporation
- Period: FY2025
- Scope: Intact Financial Corporation consolidated
FY2025 operating direct premiums written were CAD 25,067 million, combined ratio 88.2%, underwriting income CAD 2,717 million, and total capital margin CAD 3.722 billion.
Official company overview
- Publisher: Intact Financial Corporation
- Period: Current profile
- Scope: Canada, United States, United Kingdom, Ireland, and continental Europe operations
Supports the global P&C group identity, operations across the stated markets, and insurance coverage in more than 150 countries through the specialty platform.
Credit ratings
- Publisher: Intact Financial Corporation
- Period: Current table
- Scope: IFC parent debt and specifically named operating insurers
Exchange/company directory
- Publisher: Toronto Stock Exchange
- Period: Current listing
- Scope: Intact Financial Corporation, symbol IFC
Group, legal-entity and subsidiary boundaries
Intact Financial Corporation is the listed consolidated parent.
Interpretation notes and limitations
Operating measures require Intact's reconciliation. Ratings for Intact Insurance Company, RSA entities or other subsidiaries are not parent ratings. Acquisition effects, foreign-exchange translation and catastrophe losses need consistent treatment across periods.
Related intelligence
Sources and methodology
- Annual-report availability — Intact Financial Corporation; FY2025; Intact Financial Corporation consolidated.
- Full-year results — Intact Financial Corporation; FY2025; Intact Financial Corporation consolidated.
- Official company overview — Intact Financial Corporation; Current profile; Canada, United States, United Kingdom, Ireland, and continental Europe operations.
- Credit ratings — Intact Financial Corporation; Current table; IFC parent debt and specifically named operating insurers.
- Exchange/company directory — Toronto Stock Exchange; Current listing; Intact Financial Corporation, symbol IFC.