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Company profile

Reinsurance Group of America

TypeListed global life and health reinsurerHeadquarters / anchor marketUnited StatesLinesLife and healthReinsuranceThemesCompany referencesInsurance groupsSource reviewLast reviewed

Reinsurance Group of America is a listed global life and health reinsurer headquartered in the United States. Its specialist model includes mortality, longevity, asset-intensive, and financial-solutions exposures that differ from property and casualty reinsurance businesses.

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Business And Entity Overview

Reinsurance Group of America, Incorporated is the listed parent. Its 2025 Form 10-K and results apply to the stated consolidated or segment scopes, while the Financial Condition Report applies only to the named regulated legal entity. Group figures do not automatically apply to every licensed insurer, branch, brand, or other subsidiary.

Public References

  • 2025 Annual Report and Form 10-K (year ended 2025-12-31). The report covers consolidated premiums, net income, assets, segment results, capital, risk, and business descriptions. Scope: RGA consolidated with named geographic and business segments. RGA’s segment definitions apply as reported, and prospective statements are distinct from historical results.
  • Fourth Quarter and Full-Year 2025 Results. For FY2025, net premiums were USD 17,230 million and net income available to RGA shareholders was USD 1,182 million, or USD 17.69 per diluted share; adjusted operating income was USD 1,518 million, or USD 22.72 per diluted share. Scope: RGA consolidated and named segments. Adjusted operating income is non-GAAP; quarter-only measures differ from full-year figures, and the release includes the related reconciliation and pension-risk-transfer context.
  • 2025 Financial Condition Report (year ended 2025-12-31). The report covers business, governance, risk, valuation, and capital information for RGA Global Reinsurance Company, Ltd. Scope: that named Bermuda regulated legal entity, not the consolidated parent.
  • RGA 2025 Form 10-K. The filing identifies the registrant, reporting period, and filed financial statements. Scope: Reinsurance Group of America, Incorporated. The filing contains periodic reporting facts and does not contain live market information.

Entity Boundary

Reinsurance Group of America, Incorporated is the listed parent; RGA consolidated figures apply only where stated. RGA Reinsurance Company, RGA Global Reinsurance Company, regional companies, and operating branches remain separate rated and regulated entities. Do not transfer parent results, segment measures, or one Bermuda entity's financial-condition conclusions to every RGA operating company.

Lines And Geographic Context

For related context, see Life and Health and Reinsurance. The United States is the home jurisdiction; other geographies may involve different segments or legal entities.

Interpretation Limits

Corporate identity, periodic reporting, capital or regulatory information, and public listing information apply to distinct entities, periods, and measurement bases. This page does not present a score, comparison table, or commercial recommendation.

Reader Note

Periodic figures retain their published metric labels, units, reporting periods, and entity scopes. Ratings, regulatory measures, listing records, and issuer-defined measures are contextual information, not standalone judgments about financial strength, suitability, security value, product choice, pricing, or available insurance capacity.