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Company profile

Unum Group

TypeListed United States and United Kingdom workplace benefits insurance groupHeadquarters / anchor marketUnited StatesLinesLife and healthThemesCompany referencesInsurance groupsSource reviewLast reviewed

Unum Group is a listed workplace benefits insurance group operating in the United States and United Kingdom, headquartered in the United States. Unum is concentrated in workplace benefits and leave solutions, while its closed-block long-term-care reinsurance actions distinguish core from run-off earnings and capital.

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Business And Entity Overview

Unum's 2025 annual report and results pages provide group, core-business, capital, and closed-block information; the SEC filing identifies the parent. Group, parent-company, segment, and legal-entity figures below apply only to the perimeter stated in each disclosure; they do not automatically apply to every licensed insurer, branch, brand, or subsidiary.

Financial And Reporting Context

  • 2025 Annual Report / annual report (FY2025, year ended 2025-12-31). Premium income was USD 10.8 billion, net income USD 738.5 million, adjusted operating income USD 1.4 billion, RBC approximately 440%, and holding-company liquidity USD 2.3 billion. Scope: Unum Group consolidated and named segments. Adjusted operating income is non-GAAP and RBC follows the stated insurance-company basis.
  • Fourth Quarter 2025 Results / full-year results (FY2025 and Q4 2025). The release provides annual and quarter premiums, net income, adjusted operating income, segment benefits ratios, capital, and Closed Block information. Scope: Unum Group consolidated, core segments, and Closed Block. The announced 2026 non-GAAP redefinition applies prospectively unless the company publishes recast comparatives.
  • Published Annual Reports / annual reporting (2025 annual report). The 2025 annual report provides the current financial-year context, with prior reports available for period comparison. Scope: Unum Group parent and consolidated reporting.
  • Unum Group Filing Record / regulatory filing (2025 Form 10-K filed 2026). The 2025 Form 10-K identifies the parent registrant and filing period. Scope: Unum Group registrant.

Entity Boundary

Unum Group is the listed parent and consolidated group reporting entity. Unum US, Colonial Life, Unum UK, Unum Poland, and Closed Block include distinct business or legal-entity perimeters. Core operating segments and Closed Block remain distinct, including the timing and effects of long-term-care reinsurance transactions.

Lines And Geographic Context

Unum Group is linked to Life and Health. United States is its home jurisdiction; activities elsewhere are reported through the relevant segment or legal entity.