Swiss Re is a global reinsurance and risk-solutions group active in property and casualty reinsurance, life and health reinsurance, corporate risk solutions, and insurance-market resilience.
Company intelligence
Reported scale
FY2025
- Group net income: USD 4.8 billion
- Return on equity: 19.6%
- Insurance revenue: USD 43.1 billion
- Scale indicators: around 15,000 employees; 67 offices across 27 countries
Capital & solvency
As of Jan. 1, 2026; FY2025 underwriting indicators
- SST ratio: 250%
- P&C Re combined ratio: 79.4%
- Corporate Solutions combined ratio: 86.5%
- L&H Re net income: USD 1.3 billion
Ratings / financial strength
Official ratings page reviewed 2026-06-17
- S&P financial strength rating for Swiss Re Group: AA- very strong; stable outlook; last review 2025-11-07
- Moody's financial strength rating for Swiss Re Group: Aa3 excellent; stable outlook; last review 2025-11-10
- A.M. Best financial strength rating for Swiss Re Group: A+ superior; stable outlook; last review 2025-10-01
Investment portfolio
FY2025
- Swiss Re identifies Asset Management as one of its business areas
- Coverage level: group-level business-area and annual-report context
- No security-level holdings are displayed
Capital structure
As of Jan. 1, 2026; FY2025 indicators
- SST ratio: 250%
- Group net income: USD 4.8 billion
- Return on equity: 19.6%
- Capital review basis: annual-report and financial-condition materials
Reinsurance / risk transfer
Group profile reviewed 2026-06-18
- Core role: Property & Casualty Reinsurance and Life & Health Reinsurance
- Risk-transfer relevance also includes Corporate Solutions, Alternative Capital Partners, Risk Data Solutions, Risk Management, and Public Sector Solutions
- Swiss Re's public profile connects the group to resilience, corporate risk, public-sector protection, and data-led risk discussions
- Coverage level: public group-level risk-transfer context; no non-public program details are displayed
Claims / underwriting performance
FY2025
- P&C Re combined ratio: 79.4%
- Corporate Solutions combined ratio: 86.5%
- L&H Re net income: USD 1.3 billion
- Insurance revenue: USD 43.1 billion
Business mix
Group profile
- Property & Casualty Reinsurance and Life & Health Reinsurance
- Corporate Solutions
- Alternative Capital Partners, Asset Management, Risk Data Solutions, Risk Management, and Public Sector Solutions
Listed securities
Reference identifiers
- Ticker / identifier: SIX: SREN
- Exchange: SIX Swiss Exchange
- ISIN: CH0126881561
- Investor relations: Swiss Re shares page
Source / update note
- Basis: official company profile, annual-report materials, solvency and ratings materials, financial-condition materials, investment/capital references, risk-transfer references, claims/underwriting references, and listed-company pages
- Market-data scope: no live quote values are stored or displayed
Company references
Official company reference 1
Official company reference 2
Official company reference 3
Official company reference 4
Full company reference archive
View all available references and official source links for this company.
Business Overview
Swiss Re describes its purpose around resilience and risk protection. Its official company page says the group has operated for more than 160 years and works with insurers, corporations, and communities.
Swiss Re's official site identifies business areas including Property & Casualty Reinsurance, Life & Health Reinsurance, Corporate Solutions, Alternative Capital Partners, Asset Management, Risk Data Solutions, Risk Management, and Public Sector Solutions.
Reported Scale and Financial Snapshot
Swiss Re's Annual Report 2025 page reported group net income of USD 4.8 billion for 2025 and return on equity of 19.6%. The same annual-report page reported a P&C Re combined ratio of 79.4%, a Corporate Solutions combined ratio of 86.5%, and L&H Re net income of USD 1.3 billion.
Swiss Re's official company page lists around 15,000 employees and 67 offices across 27 countries. It also reports insurance revenue of USD 43.1 billion for 2025 in its public facts and figures.
Operating Segments / Business Lines
Swiss Re operates across several connected areas:
- Property and casualty reinsurance.
- Life and health reinsurance.
- Corporate Solutions.
- Alternative capital partnerships.
- Asset management.
- Risk data and risk management solutions.
- Public sector solutions.
These activities make Swiss Re relevant to both traditional reinsurance markets and broader resilience, data, and public-sector risk-transfer discussions.
Capital and Solvency
Swiss Re reported a Swiss Solvency Test ratio of 250% as of January 1, 2026. Its Financial Condition Report contains entity- and period-specific regulatory solvency and financial-condition information.
The SST ratio, segment combined ratios, and L&H Re net income give a concise public view of Swiss Re's capital and underwriting context. Each measure retains the scope and period stated in Swiss Re's annual and regulatory reporting.
Geographic Footprint
Swiss Re states that its expertise spans every region and continent. Its official company page lists 67 offices across 27 countries and around 15,000 employees.
These statements concern the group level. Country-specific branches, licenses, regulated entities, and product availability vary by jurisdiction.
Why It Matters
Swiss Re matters to insurance markets because reinsurance groups help absorb peak risks and provide capacity, expertise, and capital support to primary insurance markets. Its work is relevant to catastrophe risk, life and health risk, commercial insurance, alternative capital, and public-sector protection structures.
Swiss Re is also relevant to global reinsurance capacity, protection gaps, public-private risk transfer, catastrophe risk, corporate risk solutions, and insurance-sector data products.
Recent Strategic Themes
Swiss Re's public materials emphasize resilience, underwriting expertise, capital strength, data-driven risk insight, reinsurance, Corporate Solutions, public-sector risk transfer, and risk data. Those themes are central to protection gaps, catastrophe risk, alternative capital, and the role of reinsurers in large-scale resilience.
Reader Note
Figures are drawn from Swiss Re public materials for the reporting periods stated and do not include live market data. They are not investment advice, rating advice, or a recommendation.