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CNP Assurances Company Source Reference Guide

A source-led guide to CNP Assurances's official reporting, entity boundary, disclosure periods, and company reference cards.

Article Intelligence

How this article maps to Sureligence

Published date
Last reviewed date
Source quality
Company disclosureOfficial public record
Lines
Life and health
Primary company
CNP Assurances
Primary tracker
Company Intelligence

CNP Assurances Company Source Reference Guide

CNP Assurances is a bank-owned life and protection group rather than an independently listed parent. Its public record spans CNP Assurances Holding, CNP Assurances SA and La Banque Postale, so ownership, consolidated performance and solo-company regulation form separate analytical layers.

What to read first

The 2025 results establish the current group outcome. CNP Assurances SA's management report covers the legal entity, the regulatory library identifies the relevant solvency documents, and La Banque Postale's report confirms ownership without turning parent metrics into CNP metrics.

Reporting perimeter and reporting period

CNP Assurances operates as La Banque Postale's life and protection subsidiary rather than as an independently listed parent. Public reporting moves among CNP Assurances Holding, the group perimeter and CNP Assurances SA, with the solo company retaining its own management and regulatory documents.

Official sources and what they establish

2025 Annual Results / full-year results

CNP Assurances; FY2025, year ended 2025-12-31. CNP Assurances group reporting perimeter stated in the release. Premium income was EUR 39.1 billion, net profit EUR 1,492 million, SCR coverage 256%, equity EUR 22.7 billion, and net contractual service margin EUR 11.6 billion.

CNP Assurances SA Management Report 2025 / legal-entity report

CNP Assurances; FY2025. CNP Assurances SA legal entity. The report provides operating-company governance, business, risk, and financial context distinct from the holding-group release.

Regulatory Information Library / regulatory reporting

CNP Assurances; Current library reviewed 2026-07-15. Named CNP group and legal-entity regulatory documents. The library separates solvency and regulatory disclosures by reporting entity and period. A group solvency ratio is not a solo-company capital measure or recommendation.

Integrated Report 2025-2026 / parent ownership record

La Banque Postale; 2025-2026 integrated report. La Banque Postale group and CNP Assurances subsidiary relationship. The parent report identifies CNP Assurances as a La Banque Postale subsidiary and describes its life and non-life insurance perimeter across Europe and Latin America. Parent ownership and group distribution context do not make La Banque Postale's metrics CNP Assurances metrics.

Group, legal-entity and subsidiary boundaries

CNP Assurances Holding and the group results sit above CNP Assurances SA and other operating companies. La Banque Postale controls CNP Assurances, but its parent-group metrics do not become CNP measures, and the solo-company management report remains limited to CNP Assurances SA.

Interpretation notes and limitations

IFRS 17 results for the holding-group perimeter, CNP Assurances SA figures and La Banque Postale disclosures are not substitutes for one another. The applicable consolidation model or legal entity is the one stated by the source.

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Sources and methodology