Insurance Australia Group Limited is an APRA-authorised non-operating holding company above licensed insurers and consumer brands. NRMA Insurance, CGU, AMI and NZI help describe distribution, but a brand name does not necessarily identify the legal underwriter.
What to read first
The ASX-hosted FY25 results establish the consolidated year ended 30 June 2025. The presentation separates Australian and New Zealand divisions, APRA registers identify the authorised parent and insurers, and the ASX company page confirms the listed security.
Reporting perimeter and reporting period
IAG reports in Australian dollars, with headline tables commonly expressed in A$ millions. Group premium, insurance profit and capital multiples have stated consolidated denominators, while local operating insurers retain their own regulatory identities.
Official sources and what they establish
IAG FY25 Results
- Publisher: Insurance Australia Group
- Period: FY2025, year ended 2025-06-30; released 2025-08-13
- Scope: IAG consolidated group and disclosed divisions
GWP was A$17,106 million, insurance profit A$1,743 million, reported insurance margin 17.5%, and profit attributable to shareholders A$1,359 million. CET1 capital was A$3,939 million, or 1.47 times the prescribed capital amount.
FY25 Financial Results presentation
- Publisher: Insurance Australia Group
- Period: FY2025, year ended 2025-06-30
- Scope: IAG consolidated plus Retail Insurance Australia, New Zealand Retail, Intermediated Insurance Australia, and New Zealand Intermediated
Supports the FY2025 financial summary, A$10.2 billion claims paid, Australia/NZ segment measures, reinsurance context, and the capital ratio; acquisition/alliance figures are expressly forward-looking and conditional.
About IAG and brands
- Publisher: Insurance Australia Group
- Period: Current corporate profile reviewed 2026-07-11
- Scope: IAG group, Australia/New Zealand footprint, direct and intermediated brand portfolio
States approximately A$17 billion annual GWP and 12,000 trans-Tasman employees, and maps direct brands including NRMA Insurance and AMI separately from intermediated brands including CGU and NZI.
List of non-operating holding companies
- Publisher: Australian Prudential Regulation Authority
- Period: Current register reviewed 2026-07-11
- Scope: Insurance Australia Group Limited parent
Lists Insurance Australia Group Limited as an authorised non-operating holding company. This supports regulatory/entity type, not operating-insurer authorisation or a financial-strength conclusion.
List of general insurers
- Publisher: Australian Prudential Regulation Authority
- Period: Current register; page updated through 2026-05-21 on review
- Scope: Australian licensed operating insurers
Lists Insurance Australia Limited and Insurance Manufacturers of Australia Pty Limited among authorised general insurers; historical CGU Insurance Limited appears in the revoked section with its 2017 revocation date.
IAG company/listing page
- Publisher: Australian Securities Exchange
- Period: Current listing support reviewed 2026-07-11
- Scope: Insurance Australia Group Limited, ASX code IAG
The ASX page establishes Insurance Australia Group Limited's listed security and exchange code at the stated date.
Group, legal-entity and subsidiary boundaries
Insurance Australia Group Limited is the listed parent and APRA-authorised non-operating holding company for the consolidated IAG group. Insurance Australia Limited and Insurance Manufacturers of Australia Pty Limited are separately authorised operating insurers. Consumer brands such as NRMA Insurance, CGU, AMI and NZI describe distribution and customer-facing businesses but do not by themselves identify the legal underwriter or its solo capital position.
Interpretation notes and limitations
Transaction expectations and alliance targets remain forward-looking rather than historical results. The group capital multiple cannot describe a brand or solo insurer, and Australia-versus-New Zealand comparisons need the reported currency and divisional perimeter.
Related intelligence
Sources and methodology
- IAG FY25 Results — Insurance Australia Group; FY2025, year ended 2025-06-30; released 2025-08-13; IAG consolidated group and disclosed divisions.
- FY25 Financial Results presentation — Insurance Australia Group; FY2025, year ended 2025-06-30; IAG consolidated plus Retail Insurance Australia, New Zealand Retail, Intermediated Insurance Australia, and New Zealand Intermediated.
- About IAG and brands — Insurance Australia Group; Current corporate profile reviewed 2026-07-11; IAG group, Australia/New Zealand footprint, direct and intermediated brand portfolio.
- List of non-operating holding companies — Australian Prudential Regulation Authority; Current register reviewed 2026-07-11; Insurance Australia Group Limited parent.
- List of general insurers — Australian Prudential Regulation Authority; Current register; page updated through 2026-05-21 on review; Australian licensed operating insurers.
- IAG company/listing page — Australian Securities Exchange; Current listing support reviewed 2026-07-11; Insurance Australia Group Limited, ASX code IAG.