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Lincoln Financial Company Source Reference Guide

A source-led guide to Lincoln Financial's official reporting, entity boundary, disclosure periods, and company reference cards.

Article Intelligence

How this article maps to Sureligence

Published date
Last reviewed date
Source quality
Company disclosureOfficial public record
Lines
Life and health
Primary company
Lincoln Financial
Primary tracker
Company Intelligence

Lincoln Financial Company Source Reference Guide

Lincoln Financial is the marketing name used by Lincoln National Corporation, not a second legal parent. The distinction matters across annuities, life insurance, group protection, retirement plans and the separately regulated insurers that issue those products.

What to read first

Lincoln's FY2025 results establish current consolidated and segment performance. The annual report adds the audited record, the ratings page separates insurer strength opinions from parent debt ratings, and the SEC page confirms Lincoln National Corporation as the registrant.

Reporting perimeter and reporting period

Lincoln National Corporation is the U.S.-listed legal parent that markets under the Lincoln Financial name. Consolidated segment reporting covers annuities, life insurance, group protection and retirement plans, while the product-issuing insurers retain separate statutory and ratings records.

Official sources and what they establish

Fourth Quarter and Full-Year 2025 Results / full-year results

Lincoln Financial; FY2025 and Q4 2025. Lincoln National Corporation consolidated and four business segments. FY2025 net income was USD 1.177 billion, common-stockholder net income USD 1.086 billion, adjusted operating income USD 1.628 billion, year-end account balances USD 349 billion, and estimated RBC above 420%. Adjusted operating income is non-GAAP and RBC belongs to the insurance-company capital context described in the release.

2025 Annual Report / annual report

Lincoln Financial; FY2025. Lincoln National Corporation consolidated. The report provides audited statements, segment data, reinsurance, investments, risks, capital, and legal-entity context.

Ratings and Statutory Information / ratings and regulatory reporting

Lincoln Financial; Ratings current as of 2026-05-19. Named Lincoln operating insurers and Lincoln National Corporation debt. The page separates financial-strength ratings for named insurers from parent debt ratings and records agency, grade, outlook, and update date. Ratings are entity-specific opinions and not investment or product recommendations.

Lincoln National Filing Record / regulatory filing

U.S. Securities and Exchange Commission; 2025 Form 10-K filed 2026. Lincoln National Corporation registrant. The SEC path independently supports the canonical legal parent and filing period.

Group, legal-entity and subsidiary boundaries

Lincoln National Corporation is the parent; Lincoln Financial is its market-facing name. The Lincoln National Life Insurance Company, Lincoln Life & Annuity Company of New York, First-Penn Pacific and other affiliates keep separate statutory capital and ratings records.

Interpretation notes and limitations

Adjusted operating income is non-GAAP, and account balances are not revenue. Insurance-company RBC and ratings evidence applies to the named insurer rather than the listed parent or another affiliate.

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