Reinsurance Group of America Company Source Reference Guide
RGA's specialist life and health reinsurance model spans mortality, longevity, asset-intensive and financial-solutions risks. Consolidated filings, business-segment disclosures and regulated-entity reports answer different questions about that model.
What to read first
The 2025 Form 10-K contains the audited group and segment record, while the full-year release sets out the issuer's headline and adjusted measures. The Bermuda financial-condition report applies only to RGA Global Reinsurance Company, and the SEC record anchors the listed registrant.
Reporting perimeter and reporting period
Reinsurance Group of America, Incorporated is a U.S.-listed parent for a global life and health reinsurance group. Consolidated and segment reporting covers the broader RGA business, whereas financial-condition reports apply to the particular regulated company named in each document.
Official sources and what they establish
2025 Annual Report and Form 10-K / annual report
Reinsurance Group of America; FY2025, year ended 2025-12-31. RGA consolidated with named geographic and business segments. The filing provides consolidated premiums, net income, assets, segment results, capital, risk, and business descriptions for the 2025 year.
Fourth Quarter and Full-Year 2025 Results / full-year results
Reinsurance Group of America; FY2025 and Q4 2025. RGA consolidated and named segments. For FY2025, net premiums were USD 17,230 million and net income available to RGA shareholders was USD 1,182 million, or USD 17.69 per diluted share; adjusted operating income was USD 1,518 million, or USD 22.72 per diluted share. Adjusted operating income is non-GAAP. Quarter-only figures are distinct from the full-year measures, while the release's reconciliation and single-premium pension-risk-transfer context remain necessary to interpret the adjusted figures.
2025 Financial Condition Report / regulated-entity report
RGA Global Reinsurance Company; Year ended 2025-12-31. RGA Global Reinsurance Company, Ltd., a named regulated legal entity. The report provides the Bermuda entity's business, governance, risk, valuation, and capital information. This is not the consolidated parent solvency report.
RGA 2025 Form 10-K Filing Record / regulatory filing
U.S. Securities and Exchange Commission; 2025 Form 10-K filed in 2026. Reinsurance Group of America, Incorporated registrant. The SEC filing record provides RGA's filed 2025 Form 10-K and identifies Reinsurance Group of America, Incorporated as the registrant for that annual period.
Group, legal-entity and subsidiary boundaries
The listed RGA parent and its consolidated segments sit above RGA Reinsurance Company, RGA Global Reinsurance Company, regional companies and branches. A Bermuda subsidiary's financial-condition conclusions apply to that entity, not automatically to the parent or every operating company.
Interpretation notes and limitations
Adjusted operating income is non-GAAP, and a Bermuda subsidiary's capital disclosure is not a consolidated solvency statement. Traditional reinsurance and financial-solutions measures remain within their disclosed segment definitions.
Related intelligence
- Company profile
- Official references for this company
- Life And Health intelligence
- Reinsurance intelligence
Sources and methodology
- 2025 Annual Report and Form 10-K / annual report — Reinsurance Group of America; FY2025, year ended 2025-12-31; RGA consolidated with named geographic and business segments.
- Fourth Quarter and Full-Year 2025 Results / full-year results — Reinsurance Group of America; FY2025 and Q4 2025; RGA consolidated and named segments.
- 2025 Financial Condition Report / regulated-entity report — RGA Global Reinsurance Company; Year ended 2025-12-31; RGA Global Reinsurance Company, Ltd., a named regulated legal entity.
- RGA 2025 Form 10-K Filing Record / regulatory filing — U.S. Securities and Exchange Commission; 2025 Form 10-K filed in 2026; Reinsurance Group of America, Incorporated registrant.