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Sampo Company Source Reference Guide

A source-led guide to Sampo's official reporting, entity boundary, disclosure periods, and company reference cards.

Article Intelligence

How this article maps to Sureligence

Published date
Last reviewed date
Source quality
Company disclosureOfficial public record
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Commercial insuranceProperty and casualty
Primary company
Sampo
Primary tracker
Company Intelligence

Sampo Company Source Reference Guide

Sampo is now a focused Nordic and UK property-and-casualty group, but its public reporting still moves between the listed parent, the consolidated group and the If, Topdanmark and Hastings businesses. Underwriting performance and investment gains occupy separate parts of that reporting map.

What to read first

The FY2025 financial statement release presents consolidated and segment performance together. Sampo's group profile defines the operating perimeter, the solvency page supplies the dated capital measure, and the Nasdaq record confirms the Helsinki listing rather than operating performance.

Reporting perimeter and reporting period

Helsinki-listed Sampo plc heads a Nordic and UK property-and-casualty group built around If, Topdanmark and Hastings. Group measures consolidate those businesses, but their national, legal-entity and segment disclosures continue to describe narrower perimeters.

Official sources and what they establish

Financial Statement Release 2025 / full-year results

Sampo plc; FY2025, year ended 2025-12-31. Sampo Group consolidated with disclosed P&C segments. Gross written premiums were EUR 10,738 million, net insurance revenue EUR 9,078 million, underwriting result EUR 1,485 million, combined ratio 83.6%, and net profit EUR 1,998 million.

Group Profile / corporate identity

Sampo plc; Current profile reviewed 2026-07-15. Sampo plc and the If, Topdanmark, and Hastings group perimeter. The profile identifies Sampo as a Nordic P&C group with operations through If, Topdanmark, and Hastings and listings in Helsinki, Stockholm, and Copenhagen. Brands and operating companies are not interchangeable with the parent.

FY2025 Solvency and Risk Position / regulatory capital

Sampo plc; FY2025 year-end context. Sampo Group solvency perimeter. FY2025 materials report Solvency II coverage of 174% net of the proposed dividend and financial leverage of 23.6%.

Sampo plc Share Record / exchange record

Nasdaq Nordic; Current issuer record reviewed 2026-07-15. Sampo plc Helsinki listing. The exchange record supports the listed parent and security identity.

Group, legal-entity and subsidiary boundaries

Sampo plc is the listed parent and Sampo Group is the consolidated perimeter. If, Topdanmark and Hastings contribute to group reporting but retain business-level and geographic measures, and the NOBA investment gain belongs to investment performance rather than underwriting income.

Interpretation notes and limitations

The group combined ratio is not a substitute for a business-level ratio. The NOBA investment gain belongs outside underwriting performance, and the solvency percentage retains the stated proposed-dividend adjustment.

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Sources and methodology