Unum Group Company Source Reference Guide
Unum is concentrated in workplace benefits, but its reported group also contains a Closed Block and cross-border operations in the United Kingdom and Poland. Core businesses, run-off exposures and insurer capital carry separate labels in the reporting.
What to read first
Unum's 2025 annual report is the principal source for group and segment context. The fourth-quarter release supplies headline measures and Closed Block detail, the report library preserves the annual sequence, and the SEC record identifies the registrant.
Reporting perimeter and reporting period
Unum Group is a U.S.-listed workplace-benefits parent with operations in the United States, United Kingdom and Poland. Consolidated results include both core operating businesses and a Closed Block, whose run-off and reinsurance effects are reported separately.
Official sources and what they establish
2025 Annual Report / annual report
Unum Group; FY2025, year ended 2025-12-31. Unum Group consolidated and named segments. Premium income was USD 10.8 billion, net income USD 738.5 million, adjusted operating income USD 1.4 billion, RBC approximately 440%, and holding-company liquidity USD 2.3 billion. Adjusted operating income is non-GAAP and RBC follows the stated insurance-company basis.
Fourth Quarter 2025 Results / full-year results
Unum Group; FY2025 and Q4 2025. Unum Group consolidated, core segments, and Closed Block. The release provides annual and quarter premiums, net income, adjusted operating income, segment benefits ratios, capital, and Closed Block information. The announced 2026 non-GAAP redefinition applies prospectively unless the company supplies the stated recast.
Annual Reports Library / reporting library
Unum Group; 2025 annual report. Unum Group parent and consolidated reporting. The library contains Unum's 2025 annual report and prior annual reports for comparison across reporting periods.
Unum Group Filing Record / regulatory filing
U.S. Securities and Exchange Commission; 2025 Form 10-K filed 2026. Unum Group registrant. The SEC filing record provides Unum Group's filed 2025 Form 10-K and identifies the parent registrant for that annual period.
Group, legal-entity and subsidiary boundaries
Unum Group consolidates Unum US, Colonial Life, Unum UK, Unum Poland and the Closed Block. Core segment performance remains distinct from Closed Block experience and from the timing and effects of the long-term-care reinsurance transactions.
Interpretation notes and limitations
FY2025 retains the non-GAAP definition used for that period unless the company supplies the stated recast. Closed Block experience and long-term-care reinsurance effects remain distinct from core operating segments.
Related intelligence
Sources and methodology
- 2025 Annual Report / annual report — Unum Group; FY2025, year ended 2025-12-31; Unum Group consolidated and named segments.
- Fourth Quarter 2025 Results / full-year results — Unum Group; FY2025 and Q4 2025; Unum Group consolidated, core segments, and Closed Block.
- Annual Reports Library / reporting library — Unum Group; 2025 annual report; Unum Group parent and consolidated reporting.
- Unum Group Filing Record / regulatory filing — U.S. Securities and Exchange Commission; 2025 Form 10-K filed 2026; Unum Group registrant.