AXA is a global insurance group active in property-casualty insurance, life and health protection, savings and retirement products, and asset management.
Company intelligence
Reported scale
1Q26; group scale indicators from AXA company profile
- Gross written premiums and other revenues: EUR 38.0 billion
- Property & Casualty premiums: EUR 21.5 billion
- Life & Health premiums: EUR 16.5 billion
- Scale indicators: 52 countries; more than 92 million clients; 156,000 employees and distributors
Capital & solvency
As of Mar. 31, 2026; FY2025 comparator
- Solvency II ratio: 211%
- FY2025 Solvency II ratio shown by AXA: 224%
- January 1, 2026 Solvency II ratio shown by AXA: 215%
Ratings / financial strength
Official ratings page reviewed 2026-06-17
- S&P rating for principal insurance subsidiaries: AA, stable outlook; last report issued 2026-03-11
- Moody's rating for principal insurance subsidiaries: Aa2, stable outlook; last report issued 2025-10-08
- AM Best rating for principal insurance subsidiaries: A+ Superior, stable outlook; last report issued 2025-10-09
Investment portfolio
Group profile and 1Q26 activity indicators
- AXA describes asset management as covering investment and management of assets for AXA insurance companies, their clients, and third parties
- Coverage level: group-level asset-management context
- No security-level holdings are displayed
Capital structure
As of Mar. 31, 2026; FY2025 comparator
- Solvency II ratio: 211%
- FY2025 Solvency II ratio shown by AXA: 224%
- January 1, 2026 Solvency II ratio shown by AXA: 215%
Reinsurance / risk transfer
1Q26 activity indicators and group profile
- Risk-transfer relevance: property and casualty, life and health, savings and protection, and commercial risk activities
- AXA's 1Q26 reporting includes AXA XL Insurance and AXA XL Reinsurance in the group business-line context
- Coverage level: public group-level risk-transfer context; no non-public program details are displayed
Claims / underwriting performance
1Q26
- Gross written premiums and other revenues: EUR 38.0 billion
- Property & Casualty premiums: EUR 21.5 billion
- Life & Health premiums: EUR 16.5 billion
- Coverage level: public premium and business-line performance context only
Business mix
Group profile and 1Q26 activity indicators
- Property and casualty insurance
- Life, savings, retirement, health, and personal protection
- AXA XL Insurance and AXA XL Reinsurance
- Asset management described in AXA group profile
Listed securities
Reference identifiers
- Ticker / identifier: Euronext Paris: CS
- Exchange: Euronext Paris
- ISIN: FR0000120628
- Investor relations: AXA share performance page
Source / update note
- Basis: official company profile, results materials, activity indicators, financial-strength ratings page, investment/capital references, risk-transfer references, claims/underwriting references, and listed-company pages
- Market-data scope: no live quote values are stored or displayed
Company references
Official company reference 1
Official company reference 2
Official company reference 3
Official company reference 4
Full company reference archive
View all available references and official source links for this company.
Business Overview
AXA describes its business around protection. Its official company page presents the group as covering property, people, and assets through insurance and asset-management activities.
The group says its property-casualty business includes personal property insurance, such as cars and homes, as well as liability cover for personal and professional risks. AXA also describes its life insurance activity as covering savings and retirement products, together with health and personal protection products.
AXA's official company page identifies asset management as part of the group, involving investment and management of assets for AXA insurance companies, their clients, and third parties.
Reported Scale and Financial Snapshot
AXA's official company page lists 156,000 employees and distributors, 52 countries, and more than 92 million clients.
For the first quarter of 2026, AXA reported gross written premiums and other revenues of EUR 38.0 billion. The same release reported Property & Casualty premiums of EUR 21.5 billion and Life & Health premiums of EUR 16.5 billion for the period.
AXA's Full Year 2025 Earnings release described 2025 as a year of record results and cited earnings growth in core businesses excluding AXA IM. The first-quarter 2026 activity indicators report the period-specific premium and solvency figures stated here.
Operating Segments / Business Lines
AXA operates across several connected areas:
- Property and casualty insurance.
- Life insurance, savings, and retirement.
- Health and personal protection.
- Asset management for group insurance companies, clients, and third parties.
The 1Q26 activity indicators also separate Property & Casualty, Life & Health, commercial lines, personal lines, AXA XL Insurance, AXA XL Reinsurance, and health activity, showing large-group shifts across personal, commercial, protection, savings, and specialty risk markets.
Capital and Solvency
AXA reported a Solvency II ratio of 211% as of March 31, 2026. The 1Q26 release also shows a 224% Solvency II ratio for FY25 and a 215% ratio as of January 1, 2026 after the end of the grandfathering period referenced by AXA.
The Solvency II ratio, business-line premium trends, and AXA XL performance inform assessments of underwriting appetite, balance-sheet flexibility, and specialty-market positioning.
Geographic Footprint
AXA states that it operates in 52 countries and serves more than 92 million clients. That footprint makes the group relevant to insurance-market coverage across Europe and other regions where AXA distributes products and services.
These statements concern the group level. Country-level subsidiaries, product permissions, distribution models, and regulatory positions vary by jurisdiction.
Why It Matters
AXA matters to insurance-market coverage because it operates across core consumer and commercial risk-transfer lines while also managing assets. Its public positioning spans protection, savings, health, retirement, and investment themes that are central to the way insurers serve households, businesses, and institutional clients.
AXA is also relevant to large balance-sheet insurance, protection gaps, savings products, health and personal protection, climate adaptation, and insurer asset-management activity.
Recent Strategic Themes
AXA's recent public reporting emphasizes property-casualty momentum, Life & Health growth, AXA XL Insurance performance, balance-sheet resilience, automation, artificial intelligence, and discipline in softer reinsurance market conditions. Those themes are relevant to commercial insurance pricing, specialty capacity, operational efficiency, and large-insurer capital management.
Reader Note
Figures are drawn from AXA public materials for the reporting periods stated and do not include live market data. They are not investment advice, rating advice, or a recommendation.