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Medibank Private is a listed Australian private health insurer and health-services group, headquartered in Australia. Medibank brings a private-health specialist model and June financial year, with insurer, health-services, regulatory, and cyber-event reporting that differs sharply from multi-line P&C and life groups.

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Business And Entity Overview

Medibank's FY2025 report and results materials provide group and health-insurance measures; APRA and ASX records provide regulated-industry and listed-company context. Group, parent-company, segment, and legal-entity figures below apply only to the perimeter stated in each disclosure; they do not automatically apply to every licensed insurer, branch, brand, or subsidiary.

Financial And Reporting Context

  • 2025 Annual Report / annual report (FY2025, year ended 2025-06-30). Reported NPAT was AUD 500.8 million, underlying NPAT AUD 618.7 million, group operating profit AUD 762.4 million, health-insurance premium revenue AUD 8,211.0 million, and operating margin 9.0%. Scope: Medibank Group and named Health Insurance and Medibank Health segments. Underlying NPAT is non-GAAP and AASB 17 and cyber-event effects are separately identified.
  • FY2025 Results Materials / full-year results (FY2025 results announced 2025-08-28). The FY2025 materials include Appendix 4E, the financial report, investor presentation, and media release for the June 2025 year. Scope: Medibank Group and disclosed segments.
  • Private Health Insurance Statistics / regulatory context (Quarterly regulatory series through the relevant FY2025 period). APRA publishes policyholder, premium, benefits, membership, and industry statistics whose meaning depends on the stated quarter and denominator. Scope: Australian private health insurance industry and regulated insurers. Industry statistics are not automatically Medibank company metrics.
  • Medibank Private Issuer Record / exchange record (Issuer record). The exchange record identifies the listed parent, code, and issuer identity. Scope: Medibank Private Limited ASX code MPL.

Entity Boundary

Medibank Private Limited is the listed parent and group reporting entity. Medibank and ahm health-insurance brands, Medibank Health services, and other subsidiaries or businesses remain separately scoped; APRA private-health-insurance statistics use their own regulated perimeter. The Australian June year-end differs from calendar-year companies. Health Insurance and Medibank Health segment measures, AASB 17 effects, and cyber-event costs remain separately reported.

Lines And Geographic Context

Medibank Private is linked to Life and Health. Australia is its home jurisdiction; activities elsewhere are reported through the relevant segment or legal entity.