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Company profile

The Hartford

TypeListed United States property and casualty, group benefits, and mutual funds groupHeadquarters / anchor marketUnited StatesLinesCommercial insuranceLife and healthProperty and casualtyThemesCompany referencesInsurance groupsSource reviewLast reviewed

The Hartford is a listed U.S. property and casualty, group benefits, and mutual funds group, headquartered in the United States. The Hartford combines commercial and personal P&C with employee benefits and mutual funds, with materially different operating and regulatory perimeters.

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Business And Entity Overview

The Hartford's FY2025 release and published financial reports separate business insurance, personal insurance, group benefits, and funds, while the SEC filing identifies the listed parent. Group, parent-company, segment, and legal-entity figures below apply only to the perimeter stated in each disclosure; they do not automatically apply to every licensed insurer, branch, brand, or subsidiary.

Financial And Reporting Context

  • Fourth Quarter and Full-Year 2025 Results / full-year results (FY2025 and Q4 2025). FY2025 net income available to common stockholders and core earnings were each approximately USD 3.8 billion; the release also reports segment premiums, combined ratios, and margins. Scope: The Hartford consolidated and named segments. Core earnings and underlying combined ratios are non-GAAP measures with reconciliations.
  • 2025 Annual Report / annual report (2025 annual report). The 2025 annual report supplies audited statements, segment reporting, reserves, investments, risk, and capital context. Scope: The Hartford consolidated registrant.
  • 2025 Form 10-K / annual report (FY2025, filed 2026). The Form 10-K identifies the parent registrant and annual reporting period. Scope: The Hartford Financial Services Group, Inc. registrant.
  • The Hartford SEC Filing Record / regulatory filing (2025 Form 10-K filed 2026). The SEC filing identifies the listed registrant and filing period. Scope: The Hartford parent registrant.

Entity Boundary

The Hartford Financial Services Group, Inc. is the listed parent and consolidated group reporting entity. Hartford Fire, Hartford Life and Accident, other operating insurers, and Hartford Funds entities remain separate legal, rated, and regulatory perimeters. Core earnings are non-GAAP. Business-segment results and operating-company ratings or statutory information apply to different perimeters from consolidated parent results.

Lines And Geographic Context

The Hartford is linked to Property and Casualty, Commercial Insurance, Life and Health. United States is its home jurisdiction; activities elsewhere are reported through the relevant segment or legal entity.